Refer fellow insurance agents to Agenex and earn passive income for every paid signup that comes through your referral link. The Agenex Refer & Earn program is structured to reward agents who genuinely share Agenex with their community — WhatsApp groups, agent meets, online networks, casual conversations. Most active referrers build a side income stream from this. This guide explains how the program works, how to refer effectively, and what to expect in terms of payouts. See also: Refer & Earn Main Page.

How The Program Works

The mechanics are simple. Once you sign up for Agenex (even on the free trial), your dashboard displays a unique referral link. You share that link — via WhatsApp, email, social media, agent groups, anywhere. When someone clicks your link, signs up, completes the trial, and upgrades to a paid plan, a referral reward lands in your Agenex wallet.

The reward credits typically appear within 24 hours of the referee's paid signup. Each referral is tracked separately so you can see exactly who signed up through your link and which referrals converted to paid. The dashboard also shows pipeline data — how many people clicked but haven't signed up yet, how many signed up but are still in trial. This is your insurance lead tracking system for your referral activity, essentially.

How To Get Paid

Accumulated referral rewards in your wallet can be withdrawn to your bank account once a month, subject to a minimum payout threshold. Withdrawals happen via UPI or NEFT to the bank account linked to your Agenex profile. Your CA will track this as additional income at year-end.

Tax treatment: referral income is taxable just like commission income. TDS may apply when annual referral payouts cross the prescribed threshold under Section 194H. Your wallet history is your record of taxable income from this stream — same record-keeping discipline as your insurance commission reconciliation software usage. See GST & Income Tax Guide for tax detail.

Try Agenex Free

Every Agenex feature is included on a free trial — no credit card required. Sign up, get your referral link, start earning.

Start Free Trial

Best Channels To Refer Fellow Agents

The agents who earn meaningfully from the referral program don't spam — they share authentically. A few channels that work well in India:

  • City-specific agent WhatsApp groups: Most insurance agents are in 3-5 WhatsApp groups specific to their city or product line. Sharing your experience with Agenex in such a group reaches the most relevant audience.
  • Agent meets and IRDA training events: A casual conversation during chai breaks. "I've been using this insurance agent app for 8 months — here's what's different." A live demo on your phone closes the conversation.
  • LinkedIn: A short post explaining how you saved time on renewals or commission tracking. Genuine sharing earns far more than promotional language.
  • Sub-agents and POSPs you've onboarded: They need the same tool you use. If you're using Agenex with your sub-agent network, they benefit from being on the same platform — your referral link is the natural fit.
  • Family in insurance: If your father, brother, cousin or spouse is also an insurance agent, they're an obvious referral. Same software, both households earn referral rewards.

Referral Pro Tips

Show, don't tell. A 30-second screen recording of your Agenex dashboard sent alongside your referral link converts far better than a paragraph of marketing language. People believe what they see. Record yourself searching a customer, sending a WhatsApp reminder, viewing commission MIS, then share that 30-second clip.

Target the right stage. Don't pitch Agenex to a solo agent with 50 customers — they don't have the pain points yet. Pitch to agents at 200-500+ policies who are clearly struggling with Excel and missed renewals. The conversion rate is dramatically higher when the audience has the problem the tool solves.

Be honest about limitations. No software is perfect. If a referee asks "what's missing?", give them an honest answer. They'll trust your recommendation more. The agents who hide limitations get one signup; the agents who give honest views get repeat referrals over years.

Help with onboarding. Once someone signs up using your link, offer 15 minutes of your time to help them set up their first 20-30 customer entries. This goodwill creates the next referral organically — they'll talk about you to their network. Insurance lead manage kaise kare for your referral pipeline is exactly the same principle as for insurance customers — relationships compound.

FAQ

A fixed reward per paid signup that comes through your link. Exact amount is shown on your Refer & Earn dashboard inside the Agenex app. See Refer & Earn page for current terms.

Within 24 hours of the referee completing their paid signup. The dashboard shows the credit immediately with a clear transaction reference.

Yes — within WhatsApp's own anti-spam policies. Sharing authentically with relevant agent groups is what the program rewards. Avoid spammy mass-blast tactics; quality of conversation matters more than quantity of shares.

TDS at applicable rates may apply when annual referral income crosses prescribed thresholds. Always verify current tax rules with your CA.

Yes — your Refer & Earn dashboard shows link clicks, signups in trial, paid conversions and total wallet balance. Use it to see what works and double down on the channels that convert.